Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Risksmith Insurance Services, a specialty managing general underwriter (MGU) focused on providing insurance solutions for ...

Umbrella insurance provides coverage beyond the limits of your auto, homeowners or other insurance policies. It can protect you financially from bodily injury and property damage liability claims, as ...

Between 2014 and 2023, damage from flooding in the U.S. has cost an average of $46 billion a year to repair, according to the Congressional Budget Office. With the growing impact of climate change, ...

Learn how catastrophe excess reinsurance protects insurers from large-scale disaster losses. Understand its workings, benefits, and real-life examples to stay informed.

How does a rental excess insurance policy work? What is covered and what isn't? Who pays for damage to the hire car and same for third party? What are the pros and cons with these type of policies?

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...

Car insurance is a vital part of owning a vehicle in Australia. It covers your finances and gives you peace of mind. Nonetheless, one aspect of car insurance that many drivers struggle to understand ...

Travel insurance might seem like an unnecessary expense, but heading abroad uncovered can take a toll on your finances. Data from travel association ABTA published in May revealed a quarter of those ...

Rachel Reeves is unlikely to raise the basic rates of income tax and national insurance in order to avoid breaking a promise to protect "working people" in the budget. It comes as Sky News has ...

Evanston Insurance is asking a federal court to clarify if it must defend a major environmental consultant in Houston’s toxic tort litigation before all primary policy limits are spent. Evanston ...