The biggest reason advisors dislike market predictions is simple: no one can guarantee them. Markets move based on countless factors, from politics to technology to natural disasters. Even experts ...

Financial advisors hear a lot of concerns, from retirement plans to tax strategies, but some client inquiries still catch them off guard. These unexpected questions about money reveal how deeply ...

That’s why many experts suggest that an advisor’s recommendations could change dramatically if they better understood your personality. Are you cautious, adventurous, impulsive, or analytical? The ...

Some clients avoid mentioning cash jobs or side hustles. These financial secrets can create tax risks if not properly reported. Hiding income may feel harmless, but it complicates both tax filings and ...

When we look at wealthy individuals with luxury cars, big houses, and glamorous lifestyles, it’s easy to assume their finances are flawless. Yet many advisors suggest that some wealthy people may be ...

One of the first costs of wealth is the steep rise in taxes. As income grows, individuals often move into higher tax brackets and face more complicated returns. Investments, properties, and businesses ...

Making big purchases often feels exciting in the moment, but the thrill can quickly fade. Many people find themselves looking back and wishing they had made different choices with their money.

Not all spending habits are created equal. Large purchases, like homes and cars, often signal long-term confidence, while smaller, everyday expenses may reflect short-term optimism. When people delay ...

Financial advisors have seen it all, but some client requests still catch them off guard. These moments can be entertaining, but they also highlight the importance of clear communication and trust in ...

The rules around cryptocurrency are still evolving. Unlike traditional investments, cryptocurrencies do not have clear, consistent regulations. Government agencies like the SEC and IRS continue to ...

Instead of building wealth, they can lead you straight into financial ruin. The truth is, there are no magic tricks in personal finance—only smart habits and long-term planning. Understanding which ...

When financial advisors sit down with new or prospective parents, talking about the full cost of raising children can be daunting. The USDA estimates that raising a child to age 18 can cost over $300, ...