Amber Barkley is a writer and editor with over 10 years of experience in topics ranging from personal finance to marketing analytics to fiction. She found her niche in personal finance in 2022, when ...

Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Learn about the pros and cons of unsecured business loans.

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Bank endorsements guarantee that a bank will honor a customer’s negotiable instrument, ...