When you’re buying a property or remortgaging, your loan to value ratio is very important. Loan to value – or LTV for short – has a major effect on the interest rate you can access on your mortgage.

J.B. Maverick is an active trader, commodity futures broker, and stock market analyst 17+ years of experience, in addition to 10+ years of experience as a finance writer and book editor. Gordon Scott ...

The defensive interval ratio (DIR) is a financial metric that can help investors assess a company's ability to meet its short-term operating expenses using its liquid assets. Also known as the basic ...