Discover how the pension recalculation date determines lump-sum pension offers and how it's calculated, along with why the timing can affect the total payout.

One of the most common concerns among retirees is running out of money. That’s understandable given the consequences of doing so. Pensions can alleviate a large portion of that risk and its associated ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. How much should you withdraw from your retirement savings in ...

Forbes contributors publish independent expert analyses and insights. Is $10 million enough to retire? The crux of retirement planning is figuring out what level of income your assets can safely ...

Withdrawal credits in a pension plan are an essential aspect of retirement planning, as they represent the accumulated value of an employee's pension benefits at the time they leave their job or ...

Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension?

The narrative of a miserly, Scrooge-like figure hoarding his wealth for years instead of enjoying his retirement might seem unbelievable—but unfortunately, it isn’t relegated only to fiction. It’s a ...

We’re often told to save more for retirement, but have you stopped to think about how your retirement plans compare to your peers? Putting enough money away for retirement can feel like a push if ...

Many federal employees ask me when they will be eligible for “full retirement.” I prefer the phrase “financially ready for retirement,” the point when income from all retirement sources covers your ...

Many people are intimidated by retirement planning. Like all major life transitions, there is always an element of uncertainty, even when you make plans. You can, however, gain valuable insight from ...