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Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

U.S. drivers pay an average of $2,680 a year for car insurance -- regardless of how much they drive. Pay-per-mile policies can be cheaper for low-mileage drivers, like remote workers and retirees. No ...