With just 33% of Cash ISAs offering a rate above 3%, changing to an offset mortgage may help you make better use of your savings and reduce the interest charged on your mortgage advises Defaqto.

Last month’s Budget has made saving less rewarding. Tax on interest is rising, cash ISA limits are shrinking, and frozen thresholds are pushing more of us into higher tax bands. For those with ...

In these times of economic uncertainty, rising inflation and seemingly ever increasing fuel prices first direct argues that an offset mortgage is a useful tool for homeowners to make the most of their ...

Explain how offset mortgages work Describe the benefits an offset mortgage Identify the right types of clients for this product Explain how offset mortgages work Describe the benefits an offset ...

There has been a decline in providers offering offset mortgages in recent years, with Clydesdale Bank, a part of Virgin Money, the latest to remove their rates from the market. An offset mortgage ...

A type of mortgage which links a homeowner’s savings or current accounts to their outstanding mortgage debt with the same lender. This allows them to offset their savings against their debts; the ...

Have you applied for a mortgage loan lately? If so, you are aware of how much mortgage rates have increased over the past few months. One method of offsetting the higher rates is to pay discount ...

While average mortgage rates fluctuate daily and the rates offered to individuals vary according to multiple factors, they have remained historically low for a year and often dip below 3 percent. The ...

Mortgage activity during the week ended March 25 more or less marked time. Rates were mixed and purchase loans, which increased slightly, offset refinance applications for a slight decrease in ...

Golden Gateway Financial released new data from its online reverse mortgage calculator which shows that more seniors are researching reverse mortgages to offset investment losses. "For many older ...