As the holidays draw near, what do you think about, sugarplums, hot toddies, Eggnog? A visit to the tree lot, gifts, visits from relatives? Nope, you start fretting about those little IRS Forms 1099.

The IRS announced over 1 million taxpayers have unclaimed tax refunds for 2021, totaling over $1 billion. The median refund amount is $781, and the deadline to claim it is April 15 of the current year ...