Analysis of 2012-2021 commercial claims demonstrates that spending growth was concentrated among the highest spenders and there was increasing subsidy across enrollees through cost-sharing design.

Learn about commercial health insurance, including definitions, types such as PPOs and HMOs, and important examples to ...

Commercial health insurance is how most Americans get their health coverage. This type of insurance often comes through an employer-sponsored health insurance plan, but you can also buy a ...

Health insurance enrollment gains in 2020 and 2021 mainly reflect temporary COVID-19 policies that kept more people on Medicaid rolls and increased ACA subsidies.