Delaying Social Security until 70 can boost monthly payouts, but only a small share of Americans do it. Here's why waiting too long could backfire

Here's what conventional advice often overlooks.

Should You Claim Social Security as Early or Late as Possible? Data Gives a Straightforward Answer.

Studies show most people still don't go this route.

3 Ways You Might Benefit From Delaying Retirement by 1 Year

So if you can't wrap your head around the idea of delaying retirement by three or four years, consider waiting 12 months. You ...

Here's Why Your Social Security Spousal Benefit May Be Smaller Than Expected

When you're claiming spousal benefits, the maximum you can get is 50% of your spouse's Social Security benefit at their full ...
Study Finds

More Than Half Of Americans Worry They’ll Run Out Of Money In Retirement

More than half of Americans worry they’ll outlive their retirement savings. A new survey shows how Gen X is rethinking ...
Employee Benefit News

Gen Z and millennials surpass older generations on retirement readiness

Young professionals have seen first-hand how expensive it can be to delay retirement savings — and they're dedicated to ...
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Full Retirement Age is Changing for Social Security in 2026

Full retirement age rises to 67 in 2026 for anyone born in 1960 or later. Claiming at 62 instead of 67 cuts benefits by 30% for life. Delaying benefits until 70 increases monthly payments by 24% above ...

Boomers are challenging traditional retirement by working longer. Financial reasons? Sure. But there's more to it

The AARP reports that 25.8% of businesses were started by people over the age of 50 in 2018. That’s almost double the rate ...

5 Ways to Immediately Reduce Your Expenses as You Enter Retirement

As you approach retirement, one of the most crucial challenges is maximizing your savings. And you can do that by cutting down on expenses as you near your golden years. Here are some tips. Reduce ...