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The Consumer Financial Protection Bureau has closed all fair lending investigations that were based on statistical reviews of credit patterns and will turn its attention to “debanking” and instances of intentional discrimination heading into 2026,

The Consumer Financial Protection Bureau in an advisory opinion said that "covered" earned wage access products should not be considered an extension of credit under the Truth in Lending Act. It also said that expedited delivery fees and tips should not be considered finance charges.

On December 10, in a federal court filing, the CFPB stated that it plans to issue an interim final rule revising its open banking framework under the Dodd Frank Act’s Section 1033. The disclosure came in a status report filed in the Kentucky federal court litigation challenge over the rule that directed banks to make account data available free of charge for consumer sharing with fintechs.

Financial technology companies with any connection to an employer’s payroll data don’t have to make full loan disclosures to customers seeking early access to their paycheck, the Consumer Financial Protection Bureau said.

Mortgage trade groups are supporting the CFPB’s proposal to limit ECOA disparate impact liability, while consumer groups express concern.

A coalition of Democratic-led states filed a lawsuit on Monday seeking to prevent President Donald Trump's administration from defunding the U.S. Consumer Financial Protection Bureau by refusing to request money from the Federal Reserve.

A coalition of 21 attorneys general from Democratic-led states has sued the Consumer Financial Protection Bureau and its director, Russell Vought.

NRMLA urges CFPB to reconsider proposed lending rule changes, warning they could impair reverse mortgages by restricting age-based programs.

Certain employer-partnered earned wage access products aren’t subject to U.S. lending laws, the bureau said, formally discarding a 2024 Biden-era rule.