An annuity is a contract with an insurance company. With income annuities, you give them a pool of your money, and they send it back to you as a stream of income. When it comes to annuities helping ...

Planning your retirement can mean balancing a lot of needs and wants, but one goal generally reigns supreme: stability. Your quest for a reliable source of income in your golden years may prompt you ...

The quicker you address bad debt, the easier it is to build wealth. While you shouldn’t rush to pay off a mortgage if you got it at a low rate, credit card debt is always bad. Some cards have APRs ...

Your 60s are a pivotal time to turn savings into a dependable plan. These six smart questions help you uncover fees, risks, ...

While most Americans are feeling the pinch caused by ongoing economic uncertainties, perhaps no group feels its impact as strongly as seniors, especially those on a fixed budget. Despite easing ...

There is a good chance that annuities have come up in any retirement discussion or when you sat down with a financial advisor. And, for good reason. Annuities are often promoted to guarantee a steady ...

It’s time to talk about retirement. This isn’t the idyllic beachside paradise we all envision. It’s the nitty-gritty, practical side of securing your financial future. In this arena, women face unique ...

This week I try to address some of the questions that have been raised during these unusual times for federal retirement planning and decision-making. There have been a lot of questions from employees ...

When baby boomers start to think about retiring, they undoubtedly have more questions than answers, like how much income they will need to maintain their lifestyle or what debt they have right now ...