See why the Citi Simplicity Card is built for paying off debt faster, with 21 months of 0% intro APR on balance transfers, no ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases or ...

American consumers paid over $130 billion in credit card interest and fees in 2022, with balance transfer fees averaging 3% to 5% of the transferred amount while ongoing interest rates often exceed 20 ...

The holidays may be over but your budget could still be carrying the weight of all that spending. In fact, according to a ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...